It is signed in pencil with the initials M.H.W or possibly M.M.W and titled something like "Cataroghe, Nr Bruges" The folded card format is a Christmas card and bears a full signature, possibly the artist ?
The mysteries here, are; Where is Cataroghe (probably read incorrectly) and who was M.H.W. Amateur ? or better.
The composition of a tree lined road is familar to us all - remember Monet and especially the collaborations between Sir Frank Brangwyn and Urushibara, including some from the Ten Woodcut portfolio.